An excerpt from a book I borrowed from the Quaker library:
"Money -- at least as we deal with it as individuals -- is not brain surgery. True, the issues get more complicated if you want to make more and more and more money -- clearly not a great idea if you're really trying to simplify your life. And for making more and more money, the woods are full of experts fairly roaring with advice! They... tell us how to be 'secure' by being wealthier. They pursue -- by methods that are often more complicated than they are telling us -- an illusory, money0based happiness that both recent scientific research and many centuries of common experience reveal has no basis in reality.
"But with personal finances, let there be no mistake: The basics really are the basics. An older generation that lived through the Depression learned those basics: Know what your resources are; stick to your budget; be frugal; always look for bargains; save as much money as you can; borrow as little as you can; get out debt as fast as you can."
(From "Nothing's Too Small to Make a Difference" by Wanda Urbanska and Frank Levering)
Maybe tomorrow I'll post another excerpt, from the part about HOW to stick to those basics!